Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction.