Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.